Commercial Truck & Trailer Financing 

SMART - SEAMLESS - RELIABLE - READY
We know that every commercial semi-truck and trailer financing need is unique. That’s why we take the time to understand your situation and craft a financing program that fits you perfectly. Our finance manager will guide you through our range of truck financing products and walk you through the process step by step, ensuring complete transparency. With top-tier partners like Navistar Financial and a network of trusted banks and finance companies, we’re committed to finding the ideal solution to meet your commercial truck financing requirements.

SMART: We know that credit lines have limits- that's why savvy business owners forge long-term relationships with multiple financing sources. This strategy keeps your bank credit available for capital investments and unexpected cash flow needs.

SIMPLE: We streamline your truck or trailer purchase, whether new or used, making your visit to our dealership hassle-free. With transparent pricing and no hidden fees, our goal is to earn your repeat business in transportation financing. 

RELIABLE: With over 60 years of industry support, you can trust Navistar Financial to stand by you through every market cyle and on every journey.

READY: Team Wieland is always ready to help our customers. Whether you’re exploring lease options or securing a loan, our expert team is on hand to answer your questions and guide you through the process. With our commitment to exceptional service, we're dedicated to helping you drive your business forward with confidence. Ready to get the finance process started? Please download and complete the credit application below and bring the application into our Saginaw, MI finance team. For the protection of your personal information, please do not email the completed form.

 

FLEXIBLE PAYMENT SOLUTIONS TO MEET YOUR BUSINESS NEEDS
 

• Full Payout Loan: Enjoy a loan that’s fully repaid with consistent monthly payments—the most common repayment option.
• Fixed Principal Payments: Make steady principal contributions while your interest charges decrease over time.
• Skip Payment Options: Accommodate seasonal cash flow fluctuations by skipping payments when needed.
• Balloon Financing: Opt for a balloon payment structure to help preserve your monthly cash flow.
• Step-Up Payment Plans: Accelerate loan payoff by increasing payments toward principal when your budget permits.
• Step-Down Payment Plans: Tailor your payments to match seasonal revenue patterns with lower payments during off-peak periods.
• Delayed First Payment: Align your payment schedule with equipment revenue and cost by deferring your initial payment.

A LOAN CAN INCLUDE MUCH MORE THAN THE VEHICLE 

• Truck bodies and vehicle modifications
• Federal excise tax / sales tax
• Vehicle titling fees
• Service solutions
• Extended service contracts
   

When the loan is fully paid off, the equipment is yours without any further obligation. 






 

LEASE OPTIONS TAILORED TO YOUR BUSINESS
Leasing brings numerous advantages. For example, if you prefer operating the latest equipment, leasing allows you to avoid the full purchase cost while enjoying lower upfront fees and monthly payments. It’s also a hassle-free option for those who don’t want the responsibilities of ownership—such as selling or trading equipment later on. All our lease types offer fixed monthly payments for the duration of the lease.

For added convenience, you can roll additional expenses into your lease payment, including:

• Truck bodies and vehicle modifications
• Federal excise or sales tax
• Vehicle titling fees
• Service solutions
• Extended service contracts

From a tax perspective, lease payments are typically fully deductible as an operating expense. Be sure to consult with your tax advisor and review local and state tax laws for further details. Navistar Financial offers a range of lease options to best meet your business needs. Team Wieland Finance department will help you choose the perfect solution for your fleet.

SHAPE THE FUTURE OF YOUR FLEET. TAKE THE NEXT STEP.
Getting pre-approved for financing is free, easy, and without commitment. Simply download and complete the credit application, and return to our Finance Department at our Saginaw, MI location. For protection of your personal information, please do not email this credit application to the dealership.